Disaster Microinsurance: An Innovation for Transformation

It is high time that each humanitarian action is also risk reduction action. But how? Here is one way ahead: reduce exposure to risk and transfer risk. This issue of Southasiadisasters.net focuses on the theme of 'Disaster Microinsurance: An Innovation for Transformation'. It highlights the findings from Humanitarian Innovation Fund (HIF), Stanford University, and All India Disaster Mitigation Institute (AIDMI)'s ongoing project 'Disaster Microinsurance for Local Market Recovery'. This issue also contains insights from several other humanitarian practitioners that highlight different innovative concepts in the humanitarian system. Smart cities, community resilience, instant cities, relocation risks, etc. are just some of the innovative ideas explored in this issue.

This issue's contents includes: (i) Alternative Research to Capture Humanitarian Innovation; (ii) Urban Small Businesses: Risk Reduction through Disaster Insurance for Street Vendors; (iii) Disaster Microinsurance: An Innovation for Transforming Humanitarian Assistance; (iv) Community Resilience: Odisha's Response to Disasters and Climate Change; (v) Disaster Micro Insurance: A Protective Tool for the Street Vendors of Guwahati; (vi) Rising to the Call – Stories of Spectacular Adaptation to Climate Change in Different Parts of India; (vii) Banda Aceh Today: What Has Worked?; (viii) Reducing Urban Risk: Who Needs to Know?; (ix) Disasters and Instant Cities; (x) Sustainable and Smart Urban India: Locating Disaster Risk Reduction; and (xi) Reducing Relocation Risk in Urban India.

The issue throws light on not only Sendai Framework for Disaster Risk Reduction (SFDRR) priority areas but also the seven targets and contributes towards World Humanitarian Summit debates.